Canada Small Business Financing Program pamphlet. The Canada Small Business Financing Program makes it easier for small businesses to get loans from financial institutions by sharing the risk with lenders. Not eligible under this program: farming businesses for a similar program for the farming industry, visit the Canadian Agricultural Loans Act Program.
Discuss pplan business needs with a financial officer at any bank, caisse populaire, or credit union in Canada. The financial officer will review your business proposal and make a decision on your loan application. Once the decision is made to offer financing under the program, the financial institution will disburse the funds and register the loan with Innovation, Science and Economic Development Canada.
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It can be financed as part of the loan. Lenders must take security in the assets financed.
Government-Guaranteed Loans to Support the Growth of Your Business
Lenders also have the option to take an additional unsecured personal guarantee. For more information, please contact your financial institution Find a lender near you. This program is administered by the Small Business Financing Directorate.
For more information, please contact us. Find other financing sources, information to protect your intellectual property, get permits and licences, sell across borders, and more: canada.
Match your business needs with the best-fitting programs and services from across federal, provincial and territorial governments through the Business Benefits Finder: Innovation.]